Many people think that if they have a Will that they are completely covered in the event of illness or injury. Unfortunately, this is not the case. A Will only takes effect after death so it is very important to have an Enduring Power of Attorney and a Personal Directive should you become incapacitated. Most people are surprised to hear that they do not have authority as next of kin to deal with such things as paying bills at their family member’s bank and/or moving their fam

The point of having a Will is to make life simpler for those left behind. A Will gives your loved ones the authority to wrap up your estate. Most Personal Representatives (Executors) have far fewer problems dealing with banks or the CRA when a Will exists versus when there isn’t a Will. When you have a Will, you typically name one or two people to act as your Personal Representative(s) (also known as Executor(s)). You can also arrange for a trust company to act as your Person